Digital Life Experts

In 2004, online consumer spending was at a record $65.1 billion. More and more people are attracted to the ease of online shopping and are spending higher amounts. Unfortunately, the chances of becoming a victim of Internet fraud are also increasing. The Internet National Fraud Center Watch reported that the average loss to fraud victims for just the first six months of 2005 was $2,579. This is compared to the $895 average for all of 2004. Complaints relating to general merchandise purchases (goods never received or misrepresented) accounted for 30% of Internet fraud complaints, and auction purchases (goods never received or misrepresented) topped the list at 44%.

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We have all heard the term Trojan Horse, but what exactly is it? A Trojan Horse is a destructive program that masquerades as a harmless application. Unlike viruses, Trojan Horses do not replicate themselves, but they can be just as destructive. One of the most dangerous examples of a Trojan is a program that promises to rid your computer of viruses but instead introduces viruses into your computer.

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A keylogger is a program that runs in your computer’s background secretly recording all your keystrokes. Once your keystrokes are logged, they are hidden away for later retrieval by the attacker. The attacker then carefully reviews the information in hopes of finding passwords or other information that would prove useful to them. For example, a keylogger can easily obtain confidential emails and reveal them to any interested outside party willing to pay for the information.

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When you surf the web it is possible to learn information about you even when you don´t want to advertise who you are. This is true even if your system contains no virus or malware software. Specifically information that is easily available online includes your IP address, your country (and often more location information based on IP address), what computer system you are on, what browser you use, your browser history, and other information. It gets worse. People can get your computer´s name and even find out your name if your machine supports programs like finger or identd. Also, cookies can track your habits as you move from machine to machine.

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Spam. Nobody likes it. Nobody wants it. No, we aren’t talking about the canned meat, but those unsolicited, unwanted, irrelevant, or even inappropriate messages that hit our email in mass quantities. While most mailboxes have some type of spam filtering software built into their system, they never seem to do a very good job of catching what you want them to catch, and letting through what you want them to let through. Therefore, it becomes increasingly important to turn to some type of additional spam filtering product. One such filtering system, designed for Outlook and Outlook Express users, is receiving rave reviews for its superior detection and low rate of false positives (i.e,. what you want to get through does).

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Today, more and more people are using their computers for everything from communication to online banking and investing to shopping. As we do these things on a more regular basis, we open ourselves up to potential hackers, attackers and crackers. While some may be looking to phish your personal information and identity for resale, others simply just want to use your computer as a platform from which to attack other unknowing targets. Below are a few easy, cost-effective steps you can take to make your computer more secure.

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There are numerous ways you can lose the information on your computer. Your child decides to play Chopin on your keyboard, a power surge, lightening, a virus, or even simple equipment failure. Therefore, backing up the contents of your hard drive is an absolute MUST. By regularly making backup copies of your files and storing them in a separate location, you can typically get some, if not all, of your information back in the event your computer crashes.

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There are several different types of memory a computer can have. Read only memory, or ROM, is a class of storage media used in computers and other electronic devices. Random access memory, usually known by its acronym, RAM, refers to data storage formats and equipment that allow the stored data to be accessed in any order. In contrast, other types of memory devices, such as magnetic tapes, disks, and drums, can access data on the storage medium only in a predetermined order due to constraints in their mechanical design. Molecular memory stores information in polymers that can store electric charge. Molecular memory might be especially suited for primary storage.

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Who hasn’t received an email directing them to visit a familiar website where they are being asked to update their personal information? The website needs you to verify or update your passwords, credit card numbers, social security number, or even your bank account number. You recognize the business name as one that you’ve conducted business with in the past. So, you click on the convenient “take me there” link and proceed to provide all the information they have requested. Unfortunately, you find out much later that the website is bogus. It was created with the sole intent to steal your personal information. You, my friend, have just been “phished”.

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The advent of the Internet, in some respects, made the job of parenting a little harder. We want our children to experience the vast wealth of knowledge available on the Internet and communicate with their friends online (frees up the telephone). Unfortunately, it also potential exposes our children to inappropriate material, obscene pop-up ads, and even sexual predators. In fact, research indicates that 1 in 5 children aged 10 to 17 have received a sexual solicitation over the Internet. This is definitely not something any parent wants to hear, but is forced to face.

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